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4 Beds
2 Baths
1,712 sqft

$315,000

4317 NW 40th TER, Cape Coral FL, 33993

Price per sqft$184.00
Built in2007
Property size1,712 sqft
Property typeResidential

Overview

Active

Listed Apr 30, 2026

Updated 12 days ago

Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.

$2,096/mo

Est. mortgage payment based on a $315,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
2026019635

Interior Features

Bedrooms
4
Bathrooms
2
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.23 Acres

Other Property Details

Taxes
$3,128
Tax Frequency
Annually
Secondary Association Fee
Not Listed
Garage
Yes
Pets Allowed
Yes
55+/Senior Community
No

Also listed on MLSN

Listed by Elizabeth Wiggins, Trend Realty

Listing Contact: 941-666-3964 

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Owens Jablonski | Gulf Coast Advisors shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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Data last updated 4:58 AM UTC, 10/13/2026

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